Privacy Statement

PRIVACY STATEMENT INCLUDING DISCLAIMER OF LIABILITY

This Privacy Statement including Disclaimer of Liability was last revised on 31 March 2006.  Unique Home Loans may, at its sole discretion, vary or change this Privacy Statement including Disclaimer of Liability at any time and for any reason.  By using this website, you agree to the terms of this Privacy Statement including Disclaimer of Liability.

Unique Home Loans knows that you care how information about you is used and shared.  Therefore we make a strong commitment to protect and respect the privacy principles regarding the personal information that you provide.  This statement will explain the types of information Unique Home Loans obtains about visitors to this website, how the information is collected, how it is used, and how visitors can restrict its use or disclosure.  We appreciate your trust.

We collect personal information throughout two main information streams.  The first information input is provided by any visitor who gives us his/her personal information.  Personal information is any information concerning an identified or identifiable natural person.  This is personal information that is only relevant to our business relationship with you.  It includes information that tells us specifically who a person is, such as a person's name, telephone number, email address, home address or financial information.

Secondly, we have cookies information input where we obtain certain types of information when your web browser accesses our website.  This information does not in and of itself identify a specific person. Cookies are alphanumeric identifiers that provide specific data including IP addresses, search terms, domain names and browser types.  We use this kind of information to track usage and other patterns on our website enabling us to evaluate our website content.

Use of Information

If you choose to submit personal information, you agree that we may keep a record of this personal information.  These records are strictly for internal use by Unique Home Loans unless you use our services to proceed with a finance application.  If you use our services to submit a finance application, then we may disclose to other organisations such as lenders, mortgage insurers, valuers, accountants, credit reporting agencies and lawyers any personal information deemed necessary for them to perform their services.  We may also disclose your personal information to any other person or organisation that may or might have an interest in your finance application.

We may contact you via phone, email or any other address you provided to us in order to provide you with the information or the service you requested or to send you relevant information including our newsletter.

We do not sell, trade, rent or disclose individually-identifiable information obtained about our clients and website visitors to anyone outside of Unique Home Loans, unless it is required by law, regulation, court order or other legal process.  We do not disclose your personal information unless it is necessary in order to conduct our business as described in this website or to protect the safety of clients, employees, contractors or property.

Links to External Websites

Links have been provided to external websites for the sole purpose of convenience for our clients and website visitors.  Unique Home Loans and its directors, employees or contractors do not endorse or approve the content or policies and practices of any website to which it provides a link and accepts no responsibility for the accuracy, completeness and usefulness to your individual circumstances or anyone else's circumstances of any linked website.  Unique Home Loans and its directors, employees or contractors are not liable for any loss or damages of any kind you or anyone else has suffered from the use in any way of any linked website.  Should you leave this website via a link contained within this website, you do so at your own risk.

Disclaimer of Liability

Unique Home Loans and its directors, employees or contractors do not guarantee or make any warranty, express or implied, that this website is free from errors or that the information, product, process or calculators contained within are applicable or appropriate to your individual circumstances or anyone else's circumstances.  All information, product, process or calculators on this website are general only and should not be considered as complete, accurate or appropriate statements on any matter nor relied upon as such.  Unique Home Loans and its directors, employees or contractors assume no legal liability whatsoever for the accuracy, completeness or appropriateness of any information, product, process, or calculator available on this website and are not liable for any loss or damages of any kind, however caused, that any person or organisation has suffered directly or indirectly in connection with the use of any or all of this website.

Contact Information and Restrictions

If you have questions of comments or would like to contact us concerning this Privacy Statement including Disclaimer of Liability, you can contact us via email at info@uniquehomeloans.com.au or at the mailing address below.   If you are currently receiving communications from Unique Home Loans which you no longer want to receive, you may request we remove your name from our client list when you contact us via email at info@uniquehomeloans.com.au or at the mailing address below.

Unique Home Loans

GPO Box 3802

Sydney  NSW  2001