Unique Home Loans Calculators

Extra Repayment 

Use this calculator to determine principal and interest repayments and also view the impact extra repayments will make to the total interest paid.  Try out different repayment frequencies (weekly, fortnightly, monthly) and extra repayment frequencies (none, weekly, fortnightly, monthly, yearly, one time) to see their effect.  You can generate an amortization schedule by year or payment period to see the difference in savings and as a handy reference for your savings goal.

Interest Only 

Use this calculator to determine interest only repayments and also view the impact of principal prepayments.  Generate an amortization schedule by year or by month.

Bi-Weekly Repayment

Use this calculator to compare a typical monthly repayment schedule to a bi-weekly or weekly repayment and view how they accelerate paying off your mortgage and save you thousands of dollars in interest.  You can generate a report to see your savings.

Accelerated Debt Payoff

Use this calculator if you have several debts with different interest rates.  It can help you to determine if and how debt consolidation might help you to save hundreds or thousands of dollars in interest.  You can generate a report to keep you on track.

Credit Card Payoff

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Borrowing Capacity

We do not provide a borrowing capacity calculator as they tend to be simplistic in nature and ignore the complexities of lending policy.  However,  we can assess your specific circumstances quickly and give you the guidance you need when you contact us. Be mindful that you don't over commit and borrow beyond your comfort level irrespective of what lenders will allow you to borrow.    A simple budget will help you assess your income and expenditure to ensure you remain within your comfort level and in control of your financial future.