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Unique Service ... Unique Choice
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I want to get a pre-approval
Be prepared before you find your dream home and obtain finance pre-approval first.
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Pre-approval doesn't just mean an estimate of your borrowing capacity which you could easily find out using an online calculator or obtaining an online pre-approval.
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Note: Unique Home Loans does not provide a borrowing capacity calculator as the results are misleading and, if relied upon, could result in financial disaster.
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Pre-approval assesses your creditworthiness. It will help you to know:
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Your borrowing capacity based on your specific circumstances
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If you qualify for a loan with all lenders
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What impact your employment history has
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What impact your savings pattern has
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What impact your credit history has
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How much deposit you need
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What your indicative purchase costs will be
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What your indicative repayments will be at current interest rates
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What your indicative repayment will be if interest rates rise
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What impact the property location has
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What impact the property type has
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How to choose a loan suited to your needs
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What benefits are available if you are a first home buyer
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How to structure your finance if you are buying additional property
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What the steps are in the loan application process
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What to do next
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Some lenders charge you a fee for providing a pre-approval.
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Unique Home Loans offers a free* pre-approval service. You will always be kept informed and deal with the same consultant throughout the entire process. We do all the paperwork so you can spend more time researching the property market.
Make sure you do your own budget and make your assessment of whether or not you can afford the repayment now and if rates should rise in the future.
*Lender's fees and charges may apply when you proceed to full loan approval.
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GPO Box 3802 NSW 2001 Sydney Australia Tel: (02) 9439 1595 Fax: (02) 9439 1598
Email: info@uniquehomeloans.com.au
Copyright © 2005 Unique Home Loans
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